FIFoldPath

Monthly Financial Snapshot: September 2020

Another month gone.

Unfortunately, my laptop decided to fry itself a couple of weeks ago, so I no longer have a computer at home. I'm still deciding how to go about remedying this situation. I'm leaning toward building a desktop PC since I used my laptop at home 95% of the time, but I'm also going to attempt to pursue warranty claims on my laptop since it's been less than 2 years since I bought it and I'm eligible to pay for extended service. I'm waiting for my support contract to finish transferring to Japan before I can start the process, and in the meantime new PC hardware will be announced soon, which should be a good buying opportunity due to (hopefully!) lowered prices on last year's hardware.

Here's my September expenses:

Category 09/20 Comments
Rent $943.15
Internet $17.43
Cell Phone $31.05
Natural Gas $13.31
Electricity $66.39 Higher than normal due to air conditioning
Water $0.00 I pay every 2 months
Groceries $603.55
Transport $12.49
Health $178.27 Health insurance
Other $0.00
Necessary $1,865.65
Restaurants $65.60
Entertainment $10.70 Audiobooks
Shopping $50.24 Bought new jeans
Travel/Parking $450.00 CSR annual fee
Gifts/Donations $0.00
Software/Games $32.08 THPS1+2
Business $0.00
Other $0.00
Discretionary $608.62
Total Expenses $2,474.27
Gross Income $5,376.90 Salary + dividends
Taxes $425.59
Net Income $4,951.31
Savings $2,477.04
Savings Rate 50.03%
Net Worth $346,994.36

Projected time to FI (assuming 6% growth and 4% withdrawal rate): 9 years, 3 months.

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