CategoryMay-18CommentsRent$750.00$750 for rent. No Plastiq fees this month thanks to referral.Internet$55.92Internet is kind of expensive.Cell Phone$0.00Already paid for 1 year of service through MintSIM. = $15.51 / month!Natural Gas$52.46Paying for this month and last month.Electricity$21.29Below average. I switched providers recently because they offered a low intro rate. Will cancel in a month or two when the rate changes again.Water$34.01Slightly below average this month.Groceries$141.28Below average. I did some travelling this month, so less groceries at home. Ate less meat this month as well.Car Insurance$0.00I pay every 6 months in April and October. Gasoline$52.75Below average for the month. More time away = fewer days driving. Gas prices are going up though.Car Expenses$0.00Nothing this month.Health$48.44Heavily subsidized, high-deductible health plans through my work. Includes health and dental. Also monthly gym membership.Other$0.00Nothing this month.Necessary$1,156.15Somewhat below average, mostly thanks to travelling.Restaurants$40.50Went out a few times with coworkers.Entertainment$9.98Saw Solo and Infinity WarShopping$256.37Bought up 2 years of Amazon Prime before price increase.Travel/Parking$482.78Remainder of trip expenses for this month.Gifts/Donations$0.00Nothing this month.Software/Games$50.00$50 game creditBusiness$1,460.06More inventoryOther$0.00Nothing this month.Discretionary$2,299.69Far above average, mostly due to business inventoryTotal Expenses$3,455.84Pretty spendy this month.Gross Income$7,284.69Little below average this month. Ordinary work month plus a little bit of business side income.401(k) Match$207.74My company matches 3% of gross salaryTaxes$4,107.32Paid 2nd quarter taxes.Net Income$3,385.11Way below normal for the month, due to taxesSavings-$70.73Not often that I see a negative savings rate!Savings Rate-2.09%Not often that I see a negative savings rate!Net Worth$222,720.61Market gained enough to slightly increase my NW despite negative savings.Projected time to FI (assuming 6% growth and 4% withdrawal rate): 6 years, 3 months.